anyone with a rc track read this Please

[E-PoweredRc]

Okay I want to know from the ones that have tracks and allow others to run on them, do you have a release form you have the guys sign or just have rules posted?

I want something so no one can hold me responsible for there vehicles, or themselves if something was to happen... I thought about just having a sign up that states

Track Rules

1.Run at your own risk

2.**** track is not held responsible for any damages done to your vehicles

3.**** track is not held responsible for any injuries to yourself or others while running on the track.

4.use common sense while running on the track

5.stay on the designated track area.

6.Have fun


what do you guys think? I would also like to have it where if something was to happen and they damaged something to my property that they would be held responsible for it.. anyways of doing this?

But as long as they stay on the track I don't think anything will happen..


anyones thought it would be great, thanks

[rocknbil]

Simplest of all is no one steps foot on the track without a ROAR membership, liability insurance is a key part of the membership.

<dons flame suit> yeah right . . . .

Posted rules are as binding as a waiver.

You should also add a thing or two about personal conduct and profanity, although you shouldn't have to **tell** people to act like civil human beings it is always good to be able to point to sign and then point to the exit gate.

As for damage to your property, no way Jose, when you have a public access service such as an RC track your insurance is going to have to cover any damages due to use or misuse of the premises.

You **do** have insurance don't you?

My wife's biz has it for liability and 75% theft/vandalism recovery, it costs her about $200/year. Well worth it.

[E-PoweredRc]

what is roar membership? got any sites about it? Um well I guess we have insurance, but the track is on property thatw as my grandfathers about 5 yrs ago his house caught on fire and burned down, with my granddad inside, so the property went to my father(his son) no house on it so i built a track.... anyway i could cover just the track?

[brc358]

If you are running on private property, you need to check your policy.
Some home owners policies will not cover a business without at least an addendum to the policy.
It might cost you a little bit, but the way people are sue happy these days, this is something you really need to check out before you let some bonehead step foot on the property, get injured in the smallest way, sue you for personal injuries, and then wind up owning the very property themselves.
Some people are just looking for a way to sue someone.
Dont give them the opportunity to do this, because you are not covered.
You need to be VERY careful in this, it could cost you the property, due to the fact that if someone did sue, and win, the property would have to be sold to pay for the judgment.
Even if they did not win, you still have your attornies cost to be paid until the case is settled.

[nicholcgn]

You can have them sign anything that you want. It will not stop anyone from sueing you. The lawyer fees alone will cost. Posted rules are just as good. Trick is that you have to enforce the rules completely. No lapses in the enforcement. If not then if someone gets hurt during one of these lapses then you have problems.

The track I run at and help maintain is on county park property. We bought 3rd party insurance besides roar. Read the roar coverage carefully. It does not always cover you. Adding a 3rd party insurance policy is a good thing.

We also do not allow kids under the age of 16 to turn marshal for the gas powered stuff. The weight and speed combo make them dangerous enough and young children do not understand the risk. (Ever see somone get smacked with a car comong off a jump?)

[E-PoweredRc]

hum, so how about if they belongs to Roar? would that be okay? I fly Aiplanes and I am a AMA member you have to be one to fly at our feilds , Roar like AMA right?

So if they belonged to Roar and got injured roar would cover it right?

I dont really think it would be a thing of them getting hurt. more of there cars might get damged I just dont want to be help respoisble for there car damages if they hit a jump wrong and breck stuff know what I mean .

[highroller]

I wonder what your age is? Simply put, if you are under a certain age 18 or 171/2 you are a minor and would have no legal way of conducting such business, your parents would have to act on your behalf and they would be liable to a law suit if someone is hurt. Probably your father if the property or deed to land is in his name.
ROAR has a website which has most of the information about rules for the different scales of vehicles. It also has what the minimum, maximum width of track should be along with what should be used in terms of safety barriers.
Track owners have to meet some liability and requirements from any of the sanctioning RC Bodies be it ROAR, NORRCA and ARCOR. ROAR is the only US sanctioning body that allows track owners to become members cutting the cost on insurance - it may be necessary that racers to track hold an active membership card so that they are covered if injured - no it does not cover theif or damage to vehicle in a race. An adult can purchase extra insurance to cover personnal property - but the cost, problems submitting claims and payment plus some other hassles isn't worth it. Even if claims are approved, you need pictures, retail cost and what you get back may be way less than the value to replace and more than what you pay for preminum.
The owner will normally post a set of racing rules or guidelines as well as a set of personal behavior rules.

[rocknbil]

what is roar membership?

http://roarracing.com/

ROAR is the North American RC racing association, with a membership you get liability insurance, for a ROAR track, insurance for the premises (for the events.) But I don't think that's the way to go in this case.

Um well I guess we have insurance ... the property went to my father...

You just have to approach this differently. Being private property it is not likely zoned commercial, so as has been said - check your (or have your parents check) property liability insurance coverage. As long as you don't open a commercial business on the premises, it should cover any damages. All you should really be concerned about is personal injury and liability - but if some dork should start a fire or something, it should cover it unless they can prove rediculous neglect.

Zoning issues you may have a problem with. Generally, you can't run a commercial business that offers public services on private property that is zoned for residential. To stay out of zoning issues, you just have to word things differently: track fees are "donations," your races are "large private gatherings." Don't delcare it as a business, and when you ask the insurance company about coverage, describe it as "private gatherings" on your property for the purpose of RC racing. Most likely you are already covered.

Talk to your neighbors frequently. Make sure nothing you do is pissing them off, and no one will ever bother you, legally or otherwise.

[E-PoweredRc]

http://roarracing.com/

ROAR is the North American RC racing association, with a membership you get liability insurance, for a ROAR track, insurance for the premises (for the events.) But I don't think that's the way to go in this case.



You just have to approach this differently. Being private property it is not likely zoned commercial, so as has been said - check your (or have your parents check) property liability insurance coverage. As long as you don't open a commercial business on the premises, it should cover any damages. All you should really be concerned about is personal injury and liability - but if some dork should start a fire or something, it should cover it unless they can prove rediculous neglect.

Zoning issues you may have a problem with. Generally, you can't run a commercial business that offers public services on private property that is zoned for residential. To stay out of zoning issues, you just have to word things differently: track fees are "donations," your races are "large private gatherings." Don't delcare it as a business, and when you ask the insurance company about coverage, describe it as "private gatherings" on your property for the purpose of RC racing. Most likely you are already covered.

Talk to your neighbors frequently. Make sure nothing you do is pissing them off, and no one will ever bother you, legally or otherwise.

they wont be any racing on it, just a few guys (under 10 people most likely) out here at different times ruining on the track.

all money giving will be only Donations, I have stated on my site I am a Individual this isn't no business or anything.

I am not trying to have a business. just a few guys over to have fun.

[E-PoweredRc]

I wonder what your age is? Simply put, if you are under a certain age 18 or 171/2 you are a minor and would have no legal way of conducting such business, your parents would have to act on your behalf and they would be liable to a law suit if someone is hurt. Probably your father if the property or deed to land is in his name.
ROAR has a website which has most of the information about rules for the different scales of vehicles. It also has what the minimum, maximum width of track should be along with what should be used in terms of safety barriers.
Track owners have to meet some liability and requirements from any of the sanctioning RC Bodies be it ROAR, NORRCA and ARCOR. ROAR is the only US sanctioning body that allows track owners to become members cutting the cost on insurance - it may be necessary that racers to track hold an active membership card so that they are covered if injured - no it does not cover theif or damage to vehicle in a race. An adult can purchase extra insurance to cover personnal property - but the cost, problems submitting claims and payment plus some other hassles isn't worth it. Even if claims are approved, you need pictures, retail cost and what you get back may be way less than the value to replace and more than what you pay for preminum.
The owner will normally post a set of racing rules or guidelines as well as a set of personal behavior rules.

I some how looked over your post before, I am 26 years old. But the property is in my name, Look guys I dont want to have no races here, I dont want to be no BIG track, just a few guys over not no legal set up track, I have read the lanes so wide and barriers 6 inches and whatever some of my track meets this some doesnt, i just want to have fun and injoy myself.

I was just thinking maybe I should have something posted to keep my but out of trouble.. You guys say a simple sign wont work, so I dont know..

[rocknbil]

It's private property, you can do what you want. That wasn't very clear in your initial posts. Just make sure you've got liability coverage and you're set.

[E-PoweredRc]

It's private property, you can do what you want. That wasn't very clear in your initial posts. Just make sure you've got liability coverage and you're set.

yeah private property, and im not opening a busniess, just want to have fun with a few guys

[highroller]

Since you've cleared some of the areas up. If these are close friends there shouldn't be the need for a set of printed rules. You and they should have an understanding of what is expected of them in terms of behavior.
They should check between each other that someone isn't operating on the same frequency and that should limit damage.

[socalBash]

In real life Im a commercial insurance broker - Comprehensive General Liability : Homeowners Liability .. Umbrella Liability Insurance et al ....

Private Property in your name - you are ultimately liable for ANY bodily or property damage to your "guests" that results from your negligence - or that a jury would deem as your negligence .... or a judge might deem your negligence.

A waiver wont prevent you from being sued, it may help you to prevail ultimately in the lawsuit, but court costs will kill you.

If you accept "fees / donations" and the injury or lawsuit is big enough - the insurance carrier insuring you on a Homeowners liability policy may try and wrangle out of a defense under a "Business Pursuits" exclusion - which 99% of the carriers hide nice and deep in the guts of nearly all their Homeowners policies.

I was hit in the leg by an elextric 1/8th converted buggy at a local track in SOCAL, at near WOT 2 months ago .... I still have a huge goosegg and bruise on my upper shin / muscle. I was a split second from bending over to flip my son's and other buddies rigs over ... thought everyone was runnning nitro - didnt hear the LECTRIC 1/8th in the air at 30+ mph. Had that hit my cranium - Im confident I would have been dead. 9 lb sledge hammer to the nugget at 30 mph ????? Who's fault - MINE .... I stepped on the track ... IMHO - I took the risk the second I did that.

All that said .... serious enough accident - such as a death or debilitating disabling injury to the bread winner of a family .... not so sure the widow or wife will assume the same RISK I did. Desperate people do desperate things - like hire a Bulldog for AN Attorney. Its all just fun till your dialin 911.

Get a pro to get you a liability policy that will protect you and your family - shiznizzle happens - even with toy cars. Few bucks a month to transfer all that risk to an insurance co - or .... self insure via your personal assets ?????

[nicholcgn]

Bottom line is you want to get your own insurance in some form. Otherwise you are at a major risk. As our lawyer told us once. Your best friend will be angry when he is paralyzed. You can bet he will not blame himself. You can bet you would feel the same way if you lost your ability to walk. So now you have to decide if you want to bet on insurance or someones good will. Insurance is a contract and tends to hold up better.

It is a game of odds. What risk do you want to take? You take them every day when you get in a car. Odds of you getting sued in this are pretty low. If you do it will be for something big. If someone sues you for a broken arm when they fall over a curb or rut in the track you pay that and close the track. Apparantly you just learned you need new friends. $500-1000 for that lesson is probably pretty cheap in the long run.

Personally I would either charge for the track or it would be free. Check with a lawyer or at least who will insure you to find out if you need to change insurance types of coverage.

Makes you not want to run a track now. This is why there are not many tracks. Between the work and people sueing it is not worth it many times.

[E-PoweredRc]

yeah i guess so, once again , I am not trying to run a track there Very few folks who live anywhere close to me. Insurance guy? Would it do anything to have video salvaence on the property where the folks would be? to show if something did happen who fault it is...

i guess if i was to allow folks over I should rope off the ares where they are to go and NOT to go..

i just want to have some fun, i dont know anyone really yet i am trying to go to the lhs and learn people and talkt o people and such. maybe i should just get to know them and be friends with them then invite them over..

[nicholcgn]

Have fun with it. Personnaly if I could keep it to around 10 people I would just go for it. If they want it bigger talk to a hobby shop to sponsor a track. Talk to your insurance company and get a basic policy that would help.

Would I have a camera running at my track. Nope. What if the accident was off camera? To me that is just to much. I would just invite a controlled group and be prepared to ask people to leave that do not follow my rules. No exceptions. Sorry if you get mad. Invite us to your house and make your own rules.

You know to cover yourself do you make people wear full face motor cycle helmets? Then if they have heat stroke are you responsilble? See it can become a never ending set of what if's.

Running a toy car at a high speed has some inherrant issues.

[socalBash]

You'd pay far more for the camera setup than the insurance policy prolly. What state?

$250-$300 a year I imagine .... for a $1m liability policy - that would cover "most" things that could happen there. And with the deep pocket now in place - the claimants attorney would craft the lawsuit to be a covered injury by a typical liability insurance policy - versus crafting a lawsuit directed at "your" negligence ... and targeting your ASSets :-)

[E-PoweredRc]

i am in georgia, I think the best this is to meet guys at the local shows,races and get to know them, invite one at a time maybe over for a day of fun on the track.